Medical insurance covers your doctor and hospital expenses in the event of illness or injury. However, if you, like the majority of us, if you do become hurt or ill, and cannot work, your income would surely suffer. Your mortgage, rent, electric bill, etc. would still come due. There would also be the added expenses of deductibles and coinsurance amounts. Doesn’t it make sense to be protected against this loss?

Critical Illness Insurance and Cancer Insurance: Financial protection and peace of mind during the most difficult of times. Critical Illness Insurance covers the seven major conditions that we fear the most: life threatening cancer, heart attack, stroke, organ transplant, multiple sclerosis, paralysis, and kidney failure. Cancer Insurance covers life-threatening cancer only. Lifetime benefit amounts ranging from $10,000 to $50,000 come in a lump sum payment to directly to you, to use in any way you choose.

Supplemental Medical: Tailored protection to fill the financial gaps left by your primary heath insurance plan. There are several plans and levels of coverage, which may provide $50 to $500 per day for: hospital confinement, hospital observation stays, acute rehabilitation admission, and emergency room visits. Benefits are also available for major diagnostic exams, ambulance (ground and air), surgery, and doctor visits. These benefits are paid in addition to other insurance you may have, and they are yours to use in any way you would like. 

Care Assist: Short-term convalescent care when you need it. As hospital stays become shorter and outpatient procedures increase, we may need assistance to care for ourselves. Care Assist provides $75 to $150 per day to cover all levels of nursing care, including custodial care, for up to 360 days. Benefits are paid directly to you, or you may designate who receives your benefits.